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	<title>RichBay.Com</title>
	<atom:link href="http://www.richbay.com/feed" rel="self" type="application/rss+xml" />
	<link>http://www.richbay.com</link>
	<description>Your online web resources!</description>
	<lastBuildDate>Fri, 05 Aug 2011 10:36:14 +0000</lastBuildDate>
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		<title>Shaw Cable</title>
		<link>http://www.richbay.com/travel/destinations/canada/shaw-cable-5287.html</link>
		<comments>http://www.richbay.com/travel/destinations/canada/shaw-cable-5287.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 03:58:33 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Canada]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5287</guid>
		<description><![CDATA[Shaw Communications is a Canadian telecommunications company that provides telephone, Internet and television services as well as broadcasting. Shaw is headquartered in Calgary, Alberta. It provides services mostly in British Columbia and Alberta, with smaller systems in Saskatchewan, Manitoba, Northwestern Ontario and Hamilton, Ontario. Official website: www.shaw.ca]]></description>
			<content:encoded><![CDATA[<p>Shaw Communications is a Canadian telecommunications company that provides telephone, Internet and television services as well as broadcasting. Shaw is headquartered in Calgary, Alberta. It provides services mostly in British Columbia and Alberta, with smaller systems in Saskatchewan, Manitoba, Northwestern Ontario and Hamilton, Ontario.</p>
<div class="offws">
Official website: <a href="http://www.shaw.ca/" target="_blank">www.shaw.ca</a>
</div>
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		<item>
		<title>Telus</title>
		<link>http://www.richbay.com/travel/destinations/canada/telus-5284.html</link>
		<comments>http://www.richbay.com/travel/destinations/canada/telus-5284.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 03:48:34 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Canada]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5284</guid>
		<description><![CDATA[Telus is a national telecommunications company in Canada that provides a wide range of communications products and services including data, Internet protocol (IP), voice, entertainment, video, IP and satellite TV. The company is based in Burnaby, British Columbia. Telus&#8217; wireless division, Telus Mobility, offers CDMA 2000, IDEN, and HSPA+-based mobility phone networks. Telus is a [...]]]></description>
			<content:encoded><![CDATA[<p>Telus is a national telecommunications company in Canada that provides a wide range of communications products and services including data, Internet protocol (IP), voice, entertainment, video, IP and satellite TV. The company is based in Burnaby, British Columbia. Telus&#8217; wireless division, Telus Mobility, offers CDMA 2000, IDEN, and HSPA+-based mobility phone networks.</p>
<p>Telus is a member of the British Columbia Technology Industry Association.</p>
<div class="offws">
Official website: <a href="http://telus.com/" target="_blank">telus.com</a>
</div>
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		<item>
		<title>Useful Vancouver Websites</title>
		<link>http://www.richbay.com/travel/destinations/canada/vancouver/useful-vancouver-websites-5277.html</link>
		<comments>http://www.richbay.com/travel/destinations/canada/vancouver/useful-vancouver-websites-5277.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 03:30:48 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Vancouver]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5277</guid>
		<description><![CDATA[1. Information, services, and applications that help promote compliance with Canada&#8217;s tax and regulations; including forms, publications, and guides. &#160;&#160;Canada Revenue Agency 2. Access Government services, find forms and information related to the Government of B.C. &#160;&#160;Government of B.C. 3. Information on energy savings programs, environment issues, and services offered. On-line access to customer accounts. [...]]]></description>
			<content:encoded><![CDATA[<p>1. Information, services, and applications that help promote compliance with Canada&#8217;s tax and regulations; including forms, publications, and guides.<br />
&nbsp;&nbsp;<a href="http://www.cra-arc.gc.ca/menu-eng.html" target="_blank" style="text-decoration:underline;"><b>Canada Revenue Agency</b></a></p>
<p>2. Access Government services, find forms and information related to the Government of B.C.<br />
&nbsp;&nbsp;<a href="http://www.gov.bc.ca/" target="_blank" style="text-decoration:underline;"><b>Government of B.C.</b></a></p>
<p>3. Information on energy savings programs, environment issues, and services offered. On-line access to customer accounts.<br />
&nbsp;&nbsp;<a href="http://www.bchydro.com/" target="_blank" style="text-decoration:underline;"><b>BC Hydro</b></a></p>
<p>4. one of Canada&#8217;s leading telecommunication companies, provides a full range of communications products and services for Canadians at home, in their workplace, and on the move.  Telephone, Internet, IP, wireless and data solutions.<br />
&nbsp;&nbsp;<a href="http://telus.com/" target="_blank" style="text-decoration:underline;"><b>Telus</b></a></p>
<p>5. Shaw Communications is Canada&#8217;s leading provider telecommunications and entertainment, delivering monthly service in digital and high-definition cable TV, high-speed Internet and digital Home Phone.<br />
&nbsp;&nbsp;<a href="http://www.shaw.ca/" target="_blank" style="text-decoration:underline;"><b>Shaw</b></a></p>
<p>6. You are moving? Need to change your address?<br />
&nbsp;&nbsp;<a href="http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-tx/chngddrss-eng.html" target="_blank" style="text-decoration:underline;"><b>Canada Revenue Agency</b></a><br />
&nbsp;&nbsp;<a href="https://www.addresschange.gov.bc.ca/" target="_blank" style="text-decoration:underline;"><b>Government of B.C.(BC Driver&#8217;s Licence, Medical Services Plan)</b></a><br />
&nbsp;&nbsp;<a href="http://www.canadapost.ca/cpo/mc/personal/tools/ecoa/pcoa.jsf" target="_blank" style="text-decoration:underline;"><b>Canada Post</b></a><br />
&nbsp;&nbsp;<a href="https://www.bchydro.com/services/applymodify/" target="_blank" style="text-decoration:underline;"><b>BC Hydro</b></a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Canada Post</title>
		<link>http://www.richbay.com/travel/destinations/canada/canada-post-5275.html</link>
		<comments>http://www.richbay.com/travel/destinations/canada/canada-post-5275.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 02:58:06 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Canada]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5275</guid>
		<description><![CDATA[Canada Post Corporation, known more simply as Canada Post (French: Société canadienne des postes, or simply Postes Canada), is the Canadian crown corporation which functions as the country&#8217;s primary postal operator. The Post Office Department of the Government of Canada was founded in 1867 and was rebranded Canada Post in the late 1960s though it [...]]]></description>
			<content:encoded><![CDATA[<p>Canada Post Corporation, known more simply as Canada Post (French: Société canadienne des postes, or simply Postes Canada), is the Canadian crown corporation which functions as the country&#8217;s primary postal operator. The Post Office Department of the Government of Canada was founded in 1867 and was rebranded Canada Post in the late 1960s though it officially remained the Post Office Department until October 16, 1981, when the Canada Post Corporation Act came into force. The act purported to set a new direction for the postal service, aiming to create a more reliable service and to ensure the postal service&#8217;s financial security and independence.</p>
<div class="offws">
Official website: <a href="http://www.canadapost.ca/" target="_blank">www.canadapost.ca</a>
</div>
]]></content:encoded>
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		<item>
		<title>Niagara Falls</title>
		<link>http://www.richbay.com/travel/destinations/canada/toronto/toronto-attractions/niagara-falls-5258.html</link>
		<comments>http://www.richbay.com/travel/destinations/canada/toronto/toronto-attractions/niagara-falls-5258.html#comments</comments>
		<pubDate>Fri, 24 Jun 2011 13:58:37 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Toronto Attractions]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5258</guid>
		<description><![CDATA[The Niagara Falls are the most powerful waterfalls in North America. These voluminous waterfalls are situated on the Niagara River, which drains Lake Erie into Lake Ontario and forms the international border between the Canadian province of Ontario and the U.S. state of New York. The falls are 17 miles (27 km) north-northwest of Buffalo, [...]]]></description>
			<content:encoded><![CDATA[<p>The Niagara Falls are the most powerful waterfalls in North America. These voluminous waterfalls are situated on the Niagara River, which drains Lake Erie into Lake Ontario and forms the international border between the Canadian province of Ontario and the U.S. state of New York. The falls are 17 miles (27 km) north-northwest of Buffalo, New York and 75 miles (121 km) south-southeast of Toronto, Ontario, between the twin cities of Niagara Falls, Ontario, and Niagara Falls, New York.</p>
<p>Niagara Falls is composed of two major sections, separated by Goat Island: the Horseshoe Falls on the Canadian side and the American Falls on the American side. The smaller Bridal Veil Falls are also located on the American side, separated from the main falls by Luna Island. The international boundary line was originally drawn through Horseshoe Falls in 1819, but the boundary has long been in dispute due to natural erosion and construction.</p>
<p>Niagara Falls were formed when glaciers receded at the end of the Wisconsin glaciation (the last ice age), and water from the newly formed Great Lakes carved a path through the Niagara Escarpment en route to the Atlantic Ocean. While not exceptionally high, the Niagara Falls are very wide. More than 6 million cubic feet (168,000 m3) of water falls over the crest line every minute in high flow, and almost 4 million cubic feet (110,000 m3) on average.</p>
<p>The Niagara Falls are renowned both for their beauty and as a valuable source of hydroelectric power. Managing the balance between recreational, commercial, and industrial uses has been a challenge for the stewards of the falls since the 19th century.</p>
<ul>
<li>
<a href="http://www.maidofthemist.com/en/" target="_blank" style="text-decoration:underline">Maid of the Mist</a></p>
<p>The Maid of the Mist is a boat tour of Niagara Falls. (The actual boats used are each named Maid of the Mist, followed by a different Roman numeral in each case.) The boat starts off at a calm part of the Niagara River, near the Rainbow Bridge, and takes its passengers past the American and Bridal Veil Falls, then into the dense mist of spray inside the curve of the Horseshoe Falls, also known as the Canadian Falls. The tour is available starting from either the Canadian or American side of the river, returning to the starting point in each case.
</li>
<li>
<a href="http://www.niagaraparks.com/attractions/whirlpool-aero-car.html" target="_blank" style="text-decoration:underline">Whirlpool Aero Car</a></p>
<p>The Whirlpool Aero Car or Spanish Aero Car is a cable car located in Niagara Falls, Ontario that transports passengers over a section of the Niagara River referred to as the whirlpool.
</li>
<li>
<a href="http://www.niagaraparks.com/attractions/behind-the-falls.html" target="_blank" style="text-decoration:underline">Journey Behind the Falls</a></p>
<p>Journey Behind the Falls (known until the early 1990s as the Scenic Tunnels) is an attraction in Niagara Falls, Ontario located in the Table Rock Center beside the Canadian Horseshoe Falls. It is open year round and run by the Niagara Parks Commission.</p>
<p>Journey consists of an observation platform and series of tunnels near the bottom of the Horseshoe Falls on the Canadian shore of the Niagara River. The tunnels and platform can be reached by elevators from the street level entrance. The tour is unguided and visitors have the option of using radios to receive facts and information broadcast into the tunnels.</p>
<p>The two tunnels extend approximately 46 metres behind the waterfall and allow visitors to view water cascading in front of the open cave entrances. Earlier in the attraction&#8217;s history visitors were permitted far closer to the portals&#8217; edge to view a perspective to the sides and below the falling water. Barricades now exist further back from the ledge at the end of the tunnels to ensure visitor safety.</p>
<p>The observation deck provides a vantage point looking up with the falls to the right, allowing photographers a full view of the famous landmark. The deck is sprayed with water from the cascade so visitors are provided with plastic raincoats prior to their descent.
</li>
</ul>
<div class="offws">
Official website: <a href="http://www.niagaraparks.com/" target="_blank">www.niagaraparks.com</a>
</div>
]]></content:encoded>
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		<item>
		<title>The Hartford</title>
		<link>http://www.richbay.com/business/insurance/the-hartford-5256.html</link>
		<comments>http://www.richbay.com/business/insurance/the-hartford-5256.html#comments</comments>
		<pubDate>Thu, 23 Jun 2011 07:56:10 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5256</guid>
		<description><![CDATA[The Hartford Financial Services Group, Inc., usually known as The Hartford, is a Fortune 100 company and one of America’s largest investment and insurance companies. With 2009 revenues of $24.7 billion, The Hartford is a leading provider of investment products, life insurance and group benefits; automobile and homeowners products; and business property and casualty insurance. [...]]]></description>
			<content:encoded><![CDATA[<p>The Hartford Financial Services Group, Inc., usually known as The Hartford, is a Fortune 100 company and one of America’s largest investment and insurance companies. With 2009 revenues of $24.7 billion, The Hartford is a leading provider of investment products, life insurance and group benefits; automobile and homeowners products; and business property and casualty insurance. The company’s international operations are in Japan, the United Kingdom, Canada, Brazil and Ireland. The company’s earnings are divided equally between property-and-casualty operations and life operations.</p>
<div class="offws">
Official website: <a href="http://www.thehartford.com/" target="_blank">www.thehartford.com</a>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>MassMutual</title>
		<link>http://www.richbay.com/business/insurance/massmutual-5254.html</link>
		<comments>http://www.richbay.com/business/insurance/massmutual-5254.html#comments</comments>
		<pubDate>Thu, 23 Jun 2011 07:49:18 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5254</guid>
		<description><![CDATA[Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company with 1800 offices and 13 million clients worldwide. Mass Mutual is one of the largest Life Insurance companies globally and is currently ranked 93rd in the Fortune 500 list (as of 2010). The Company has revenues of about $25 [...]]]></description>
			<content:encoded><![CDATA[<p>Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company with 1800 offices and 13 million clients worldwide. Mass Mutual is one of the largest Life Insurance companies globally and is currently ranked 93rd in the Fortune 500 list (as of 2010). The Company has revenues of about $25 Billion (2010) with Assets under Management at $448 Billion (2010).</p>
<p>The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.</p>
<p>MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, Inc., member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.</p>
<div class="offws">
Official website: <a href="http://www.massmutual.com/" target="_blank">www.massmutual.com</a>
</div>
]]></content:encoded>
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		<item>
		<title>American International Group</title>
		<link>http://www.richbay.com/business/insurance/american-international-group-5252.html</link>
		<comments>http://www.richbay.com/business/insurance/american-international-group-5252.html#comments</comments>
		<pubDate>Thu, 23 Jun 2011 07:46:55 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5252</guid>
		<description><![CDATA[American International Group, Inc. (AIG) is an American insurance corporation. Its corporate headquarters are located in the American International Building in New York City. The British headquarters office is on Fenchurch Street in London, continental Europe operations are based in La Défense, Paris, and its Asian headquarters office is in Hong Kong. According to the [...]]]></description>
			<content:encoded><![CDATA[<p>American International Group, Inc. (AIG) is an American insurance corporation. Its corporate headquarters are located in the American International Building in New York City. The British headquarters office is on Fenchurch Street in London, continental Europe operations are based in La Défense, Paris, and its Asian headquarters office is in Hong Kong. According to the 2011 Forbes Global 2000 list, AIG was the 29th-largest public company in the world. It was listed on the Dow Jones Industrial Average from April 8, 2004 to September 22, 2008.</p>
<p>AIG suffered from a liquidity crisis when its credit ratings were downgraded below &#8220;AA&#8221; levels in September 2008. The United States Federal Reserve Bank on September 16, 2008 created an $85 billion credit facility to enable the company to meet increased collateral obligations consequent to the credit rating downgrade, in exchange for the issuance of a stock warrant to the Federal Reserve Bank for 79.9% of the equity of AIG. The Federal Reserve Bank and the United States Treasury by May 2009 had increased the potential financial support to AIG, with the support of an investment of as much as $70 billion, a $60 billion credit line and $52.5 billion to buy mortgage-based assets owned or guaranteed by AIG, increasing the total amount available to as much as $182.5 billion. AIG subsequently sold a number of its subsidiaries and other assets to pay down loans received, and continues to seek buyers of its assets.</p>
<div class="offws">
Official website: <a href="http://www.aig.com/" target="_blank">www.aig.com</a>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>MetLife</title>
		<link>http://www.richbay.com/business/insurance/metlife-5250.html</link>
		<comments>http://www.richbay.com/business/insurance/metlife-5250.html#comments</comments>
		<pubDate>Thu, 23 Jun 2011 07:44:14 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5250</guid>
		<description><![CDATA[MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company, or MetLife, for short, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries. The firm was founded on March 24, 1868. On January 6, 1915, MetLife completed [...]]]></description>
			<content:encoded><![CDATA[<p>MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company, or MetLife, for short, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries. The firm was founded on March 24, 1868. On January 6, 1915, MetLife completed the mutualization process, changing from a stock life insurance company owned by individuals to a mutual company operating without external shareholders and for the benefit of policyholders. The company went public in 2000. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia’s Pacific region, Europe, and the Middle East. MetLife is the largest life insurer in the United States and serves 90 of the largest Fortune 500 companies. The company’s principal offices are located at 1095 Avenue of the Americas in Midtown Manhattan, New York City, though it retains some executive offices and its boardroom in the MetLife building, located at 200 Park Avenue, New York City, which it sold in 2005.</p>
<div class="offws">
Official website: <a href="http://www.metlife.com/" target="_blank">www.metlife.com</a>
</div>
]]></content:encoded>
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		<item>
		<title>Travelers Insurance</title>
		<link>http://www.richbay.com/business/insurance/travelers-insurance-5248.html</link>
		<comments>http://www.richbay.com/business/insurance/travelers-insurance-5248.html#comments</comments>
		<pubDate>Thu, 23 Jun 2011 07:38:38 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.richbay.com/?p=5248</guid>
		<description><![CDATA[The Travelers Companies is the largest American insurance company by market value. It is also the third largest writer of U.S. commercial property casualty and the second largest writer of U.S. personal insurance through independent agents. Travelers has headquarters in St. Paul, Minnesota, and Hartford, CT with significant operations in New York, New York. It [...]]]></description>
			<content:encoded><![CDATA[<p>The Travelers Companies is the largest American insurance company by market value. It is also the third largest writer of U.S. commercial property casualty and the second largest writer of U.S. personal insurance through independent agents. Travelers has headquarters in St. Paul, Minnesota, and Hartford, CT with significant operations in New York, New York. It has been a component of the Dow Jones Industrial Average since June 8, 2009.</p>
<p>The company has field offices in every U.S. state, plus operations in the United Kingdom, Ireland, Singapore, China, and Canada. In 2010, the company reported revenues of US $25.1 billion and total assets of US $105.2 billion.</p>
<p>Travelers, through its subsidiaries and approximately 14,000 independent agents and brokers, provides commercial and personal property and casualty insurance products and services to businesses, government units, associations, and individuals. The company offers insurance through three segments:</p>
<ul>
<li>Personal Insurance, which includes home, auto and other insurance products for individuals </li>
<li>Business Insurance, which includes a broad array of property and casualty insurance and insurance-related services in the United States </li>
<li>Financial, Professional &#038; International Insurance, which includes surety, crime, and financial liability businesses which primarily use credit-based underwriting processes, as well as property and casualty products that are predominantly marketed on an international basis. </li>
</ul>
<div class="offws">
Official website: <a href="http://www.travelers.com/" target="_blank">www.travelers.com</a>
</div>
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